You must recheck the marked every year for your auto insurance. You will be stunned about how much you can save by changing provider. Getting an online quote takes 5 minutes. I’ve listed my 5 top tips for getting reducing your quote…

1) Don’t pay monthly pay annually
Most companies will let you pay monthly for their insurance – but there is catch. Often they will charge you interest for the total annual amount. To get round that, pay for it on your credit card or borrow the money at a lower interest rate. Most credit cards will give you a zero interest rate for a year. You can then setup your payments to increase to your credit card to pay it off. So all you need to check is that the interest on your credit is less than the interest rate on the insurance policy.

2) Get an anti-theft device fitted.
There are many systems you can get, but make sure that the one you get fitted is approved by your insurance company. The way to do this is to call the best one on your short list after checking for quotes – and then ask them whats the discount you can offer for an approved system or alarm. Most often the discount will be larger than getting the alarm fitted.

Wawanesa Auto Insurance

3) Multi-car discount
Are you driving another car? Are you the primary driver on another car. If you use this one less often, then declare this and ask. Most often you should be able to fill this in on your questionnaire.

4) Get a different car!
Ok so this might not be an option if you are renewing. But if you are shopping for quotes – check the insurance status of you car. What risk is it? With stating the obvious – Sports cars, SUVs, 4×4s, modified cars, and cars that are easy to steal are going to attract high premiums. Be selective.

5) Check and Leave off the extra options
Many insurance companies add extra options like legal cover or rental car cover. Do you really need this? Your legal cover might already be in your house insurance – so its worth checking.

I hope you found these tips useful. On this site there are links to quote comparison sites – to make you life easier.